1404 NW 4th Street, Cape Coral, FL 33993

$415,000
3
BD
2
BA
2,236
SqFt

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Sold Price
$415,000
List Price
$424,999
Status
CLOSED
Days on Market
110
Closing Date
Mar 20, 2026
MLS#
2025014882
Subtype
Residential
Style
Ranch, One Story
Architectural Style
Ranch, One Story
Year Built
2006
Bedrooms
3
Bathrooms
2
Full Baths
2
Living Area
2,236
Acres
0.24
Subdivision
Cape Coral
Neighborhood
Cape Coral
MLS Area Major
CC41 - Cape Coral Unit 37-43,48,49

Property Description

Rare find! This 3-bedroom plus den/office home in NW Cape features fully paid municipal water and sewer assessments—a $30,000+ savings! Located in one of Cape Coral's up and coming neighborhoods with an assumable loan available at just 5.1% interest for qualified buyers, this home sits high and dry in a NO FLOOD ZONE and offers a rare blend of comfort and financial advantage. Featuring 2,236 square feet of thoughtfully designed living space, this home is move-in ready. Whether you’re searching for a full-time residence, a vacation retreat, or an income-producing property with potential to earn up to $50,000 annually, this home offers endless versatility. Recent enhancements include a brand-new roof installed in 2023, interior and exterior paint, an upgraded irrigation system, a new vinyl privacy fence, and an energy-efficient air conditioning system with a Nest thermostat. Inside, natural light fills the open-concept layout with soaring cathedral ceilings, creating a spacious and inviting atmosphere. The split-bedroom design offers both privacy and flow, while two separate living areas provide plenty of space for entertaining or quiet relaxation. The chef’s kitchen features granite countertops, wood cabinetry, glass backsplash, dual pantries, and a center island, and newer stainless-steel appliances. The large master bedroom has crown molding, dual closets, and a spa-inspired bathroom showcasing a glass-enclosed tiled shower and a separate soaking tub. Large tile flooring runs throughout the main living areas, as well as 5-inch baseboards offering style, durability, and easy maintenance. The screened-in pool with pavestone decking and a covered lanai is the perfect setting for gatherings, barbecues, or a quiet evening outdoors. This property also comes with valuable perks: city water (not well water) and sewer assessments are fully paid! Located in a low-risk Evacuation Zone C, and there are no HOA fees or flood zone requirements to worry about. Conveniently situated near popular dining, shopping, and entertainment. Also, this home is located near hospitals and essential services, including the Lee County VA Clinic, providing easy access to everything Cape Coral has to offer! With its low-interest assumable loan option, 2023 roof, fenced in back yard, and city water and sewer assessments paid off, this is more than a home...it’s a rare opportunity!

Additional Information

Amenities
None
Interior Features
Breakfast Bar, Bedroom on Main Level, Cathedral Ceiling(s), Separate/Formal Dining Room, Family/Dining Room, Kitchen Island, Living/Dining Room, Main Level Primary, None, Pantry, Vaulted Ceiling(s), Bar, Home Office, Split Bedrooms
Exterior Features
Fence, Shutters Manual
Taxes
$5,384
Property Description
Ranch, One Story
Zoning
R1-D
Flooring
Carpet, Tile
Appliances
Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Washer
Heating
Central, Electric
Air Conditioning
Central Air, Electric
Exterior Construction
Block, Concrete, Stucco
Stories
1
Roof
Shingle
Pool
Yes
Pool Type
In Ground
Parking Features
Attached, Garage, Attached Carport, Garage Door Opener
Garage Spaces
2

Mortgage Calculator

Amount of Loan
Annual Interest Rate
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Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Keller Williams Elite Realty. Contact:

Selling Office: .